Mortgage Center

Steven Richardson | Vice President, Mortgage Loan Officer

Office: 888-853-7100 Ext.11241
Cell Phone: 207-263-6041
Toll Free: 888-853-7100
NMLS Registry Number - 889047
Downeast Maine including Machias and Lubec

Steve Richardson is a Vice President and Mortgage Loan Originator serving the Downeast Maine region. Steve has over 20 years of lending, management and training experience in the financial sector. He joined the bank in 2019 and works out of both the Machias and Lubec offices.

Steve has extensive experience dealing with first-time home buyers, refinances, second home and construction loans. He understands getting a home loan can be both scary and confusing so Steve ensures the borrower is well informed and comfortable every step of the way.

Read more about Steve

Bar Harbor Bank & Trust Benefits

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You can call or email me to answer any of your questions or to ask for advice.


We offer prequalifications, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and I am always just a call or e-mail away!

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